Schengen travel insurance for couple
As per my understanding each individual is required to hold a travel insurance of 30,000 Euro for the process of application for a Schengen visa.
However, The travel insurance that I have purchased is a couple insurance for a total of 50,000 USD (approx 46,000 EUR). When me and my wife applies for a schengen visa, can we both submit the same insurance proof or do I have to buy another separate insurance for my wife ?
The insurance that we have purchased states both of our names on the same page.
Should I apply for a visa directly by taking a chance and in case they find it short, will they straight away reject the visa or allow me to buy another insurance ?
Best Answer
I would like to point out that based on my personal experience, travel insurance is not the same thing as Schengen insurance.
Therefore, it is recommended that unless your travel insurance provider can give a reference for its insurance for Schengen countries do not risk rejection, especially as the base coverage of 30,000 EUR can be obtained online for a nominal amount.
I know some people have been rejected because their credit card provides travel insurance (if the tickets are purchased on the card) but this insurance doesn't have the same provisions as Schengen-mandated insurance.
In short, not worth the risk.
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Which is the best travel insurance for Schengen visa?
Tata AIG provides one of the cheapest travel insurance for a Schengen visa at premium rates as little as \u20b940.82 per day!Is Schengen visa free for EU spouse?
Please note, spouses of European citizens are generally exempt from the standard Schengen visa fee for adults (80 Euros). However, if you are applying through a visa service provider, you will likely have to submit a service payment with your visa application.How can a couple apply for Schengen visa?
You will need a Schengen Visa application form and two recently taken passport-style photos, a passport from your home country, or other travel documents that are less than 10 years old and valid for at least three months after your departure date from the Schengen Area.Which travel insurance is best for Schengen visa from India?
Worldwide known travel insurance companies, AXA Assistance and Europ Assistance offer Schengen insurance plans for Indian passport holders, required when applying for a Schengen visa from India. All of these insurance companies are accepted by European Embassies and Consulates all around India.Which do I choose? International Travel Insurance | Schengen Visa Requirements
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