Use insurance provided by employer when applying for a Schengen visa
I am in the process of applying for Schengen visa, and one of the requirements that I found is Travel insurance with benefits coverage of 30,000 Euros.
My current employer provides me with two types of insurances: local insurance to use inside Canada, plus international insurance.
I am wondering if I will be able to use my international insurance when applying for a Schengen visa. Is there a specific requirement that states that the insurance should be received from the European insurance company, or as long as my international one covers up to 30,000 Euros I am good to go?
UPDATE: Talked to the HR today, they said they will be able to provide me with the required document, I just need to let them know planned dates for the trip.
Best Answer
To add to blackbird57's answer, there's also some anecdotal evidence (from an authoritative source) that your employer's insurance coverage will be ok - providing their letter of confirmation matches the Schengen requirements.
As described in this meta discussion, GayotFow has taken a course instructed by Elspeth Guild, who was part of constructing the Schengen border code.
In response to a question similar to yours - "Will they accept alternate forms of insurance like an employee who is covered by his company's group insurance?", Elspeth stated:
Yes, but the provider needs to cut and paste the paragraphs from the Schengen site into their letter of confirmation.
It's not clear exactly which paragraphs this refers to, but I would think it just has to be clear in the letter of confirmation that the insurance covers the requirements in the Visa Code.
Lifted from Article 15 of the code:
- Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.
......
- The insurance shall be valid throughout the territory of the Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30 000.
So, ensuring there is proof that your employer's insurance meets this requirements seems like it would not be a problem.
Also of interest is item 6 in article 15, although it's not clear what all the professions are that this applies to:
- The insurance requirement may be considered to have been met where it is established that an adequate level of insurance may be presumed in the light of the applicant’s professional situation. The exemption from presenting proof of travel medical insurance may concern particular professional groups, such as seafarers, who are already covered by travel medical insurance as a result of their professional activities.
Pictures about "Use insurance provided by employer when applying for a Schengen visa"
Do I need insurance to apply visa?
Simply said, if you do not have a valid insurance policy, then the Embassy will automatically reject your request for a visa.Is travel insurance mandatory for Schengen?
You need a Schengen Travel Insurance Policy as it is mandatory if you want to travel in any of the 26 countries constituting the Schengen continent.How much bank balance do I have to show for a Schengen Visa?
Bank statement \u2013 this needs to show a minimum balance of \u20ac3000 over the last 6 months. If you do not have this amount in your bank, you could show a family member's/guardian's statement instead, with an accompanying letter stating that they are sponsoring your travel and stay.What are the documents required for Schengen work visa?
The process varies from country to country, but the standard requirements for an employment visa in Europe are two copies of a completed application form, two identical photos, a valid passport, your travel reservations, travel and medical insurance, proof of accommodation, an employment contract, and your academic or ...REASONS WHY SCHENGEN VISA APPLICATIONS GET REJECTED (Highly requested)
Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
Images: Mikhail Nilov, Sora Shimazaki, Andrea Piacquadio, Andrea Piacquadio