My current insurance doesn't fulfill the requirements for a Schengen visa. Can I buy extra insurance in addition to my existing one?
I am living in the US (in fact, even considered resident for tax purposes, I had been here for a long time; citizenship is Vietnam) and planning to travel to the Schengen region in July-August. I need a letter from health insurance stating that I am fully covered at least €30,000 in the region for the full duration. My problem is two-fold: - The insurance company refused to put the amount of money on the letter. - My insurance expired at the end of July, and I can renew it only starting from the end of June, but I need to apply for visa now.
I can't really buy another insurance (I think it is even illegal to have two insurances) besides that would be too expensive.
Is there a good way to deal with this situation (I am sure people have experienced this before, since student insurance tend to expire in the summer)?
What can I do?
My school insurance people said it happened very frequently, but they can't do anything about that since it is the company's rules, so I had to ask the Internet.
Best Answer
Having two (or even more insurances) is certainly not illegal: the insurance companies are more than happy to take as much of your money as possible. There might be potential issues if you've arranged the insurances as part of a scam, but that's obviously not the scenario.
So the proper answer is to buy a Schengen travel insurance and use that to get a Schengen visa.
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Is travel insurance mandatory for Schengen?
You need a Schengen Travel Insurance Policy as it is mandatory if you want to travel in any of the 26 countries constituting the Schengen continent.What can I do if my Schengen Visa is refused?
You have several options if your Schengen visa is rejected:What happens if you exceed 90 days in Schengen?
The Schengen law states that you can't stay in the Area for more than 90 days. If you do, you're subject to a fine and possibly deportation and being banned from re-entering the Schengen Area. How that rule is enforced, though, varies greatly from one country to another.Can Schengen Visa can be extended?
Generally speaking, you cannot extend a Schengen Visa during your trip, apart from in exceptional circumstances. If you want to extend your trip you will have to exit the Schengen Area and apply for a new visa to return and continue your visit.The Incredible Truth on Insurance Claims
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