Is travel insurance valid if the flight dates got rescheduled by the Airline?
AirItaly has some changes in their flight schedule and broke my itinerary which might already make me pay a lot to schedule other flights in my journey and spend money on hotels etc.
But with regard to this question, say, my original stay in Italy and Athens falls between December 1 to December 20, and my travel insurance is valid during these dates. But their schedule change might make my stay fall between November 30 to December 21.
Now I'm yet to apply for Schengen visa too.
Would such a flight change be an issue during visa application and immigration?
Would flight company (AirItaly) offer any assistance in this regard?
Best Answer
The one and only source of an answer for this question is your Insurance Policy itself. Either read the policy, and/or contact the insurance company to confirm whether you are covered, and/or how you can change your coverage dates.
Some policies will automatically extend the policy validity if the trip is extended by an event that is covered by the policy. So if a flight is cancelled and have to stay an additional day then you may be covered - however even if your policy does have such a provision it's possible that a schedule change in advance may not be covered by it.
Travel Insurance terms and conditions vary wildly between companies and even specific policies, so only the T&C's themselves or the company can help you.
Pictures about "Is travel insurance valid if the flight dates got rescheduled by the Airline?"
What happens if flight is rescheduled?
In case your domestic flight is delayed over 6 hours, the rescheduled time will be informed to you before your original scheduled departure time. Also, the airline is entitled to offer you an alternative flight within that time or a full refund of your ticket.Does travel insurance cover flights already booked?
The short answer is: It's not too late! You absolutely can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early in the process as possible. If you procrastinate, you may miss out on certain benefits.Does travel insurance cover flight date change?
Definition: You have to change the dates on your airline ticket for a covered reason. Travel insurance can reimburse you for the fees charged by the airline to change these dates up to the benefit limit described in your plan's letter of confirmation.Does travel insurance cover flight cancellation?
Travel insurance can provide coverage for your prepaid, nonrefundable travel expenses. If your flight is taking off and/or landing at a U.S. airport and is canceled (domestic or international flight), you're covered by the rules put in place by the U.S. Department of Transportation (DOT).Airline Refunds - Flight Cancelled? Know Your Rights!
More answers regarding is travel insurance valid if the flight dates got rescheduled by the Airline?
Answer 2
The solution to your problem is to just get the travel insurance for more days than the originally scheduled trip. For example, if you're traveling from Dec 1st to Dec 31st, get an insurance covering Nov 25th to Jan 5th. This way you're covered if something goes wrong on either side of your trip. Given that travel insurance is usually very cheap, padding it with a few extra days usually won't make a dent in your budget, especially compared to the price of the ticket itself.
The same issue arises all the time with things other than travel insurance: visas, hotel bookings, car rentals, important business meetings, etc. And the solution is always the same - give yourself some breathing room rather than relying on everything going perfectly according to plan.
Answer 3
On the MAWISTA Visum Comfort that I have bought for my Schengen trip in Dec 2018, following has been indicated:
"For the insured person from visa requiring countries: Your insurance cover is valid within the period starting from 04.12.2018 until 03.12.2019 for multiple stays within the policy territory up to 8 days. Multiple reentries and departures are possible. The duration of stay(s) will be proven by the re-entry and departure stamps in the passport of the insured person."
I am not sure if you have the same insurance, but check for something similar mentioned on your insurance document, and if so, it should be valid provided you enter on or after the inception date (4th Dec for me) for upto a year..
Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
Images: Andrea Piacquadio, Andrea Piacquadio, Andrea Piacquadio, Ahmed Muntasir