Does the AXA-Schengen Europe Travel insurance satisfy the German consulate's insurance requirements?
I just purchased AXA-Schengen Europe Travel insurance, and am applying to the German Consulate for my Schengen visa. These are the requirements as stated by the German Consulate for the insurance required. My certificate covers everything, except it looks like the coverage is not split equally across all benefits. It doesn't seem very clear to me.
Does anyone know if this insurance is okay?
Best Answer
I am not sure exactly where the consulate found this rule about coverage having to be “split equally” between benefits but I assume it's to prevent people form using two unrelated insurance contracts not intended for this, which could leave them with a low coverage for one of the benefits. AXA's terms and conditions aren't really clear on this but it seems that medical treatment and repatriation are both covered up to €30000.
In any case, since
- the requirement for travel health insurance are defined in the Schengen visa code and apply to all member states (i.e. Germany is not supposed to make its own rules),
- the page from the German missions to the US explicitly lists AXA Schengen (among other insurers),
- and that contract is specifically intended for Schengen visa applications (and apparently used by thousands of people for this purpose)
it would seem exceedingly unlikely that it would not be appropriate to support a visa application or that the German consulate could refuse it.
Pictures about "Does the AXA-Schengen Europe Travel insurance satisfy the German consulate's insurance requirements?"
Is AXA insurance valid in Germany?
AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to Germany from as little as \u20ac0.99 per day - a fee that will cover you for medical expenses up to \u20ac30,000 in all Schengen countries.Which is the best travel insurance for Schengen visa?
Tata AIG provides one of the cheapest travel insurance for a Schengen visa at premium rates as little as \u20b940.82 per day!Is travel insurance required to enter Germany?
Who Needs a Valid Travel Insurance Policy for Germany? The travel insurance policy is mandatory especially for those who need to apply for a German Schengen visa in order to enter Germany.Is travel insurance a compulsory document for travel to Schengen countries?
Schengen travel insurance is a mandatory travel health insurance while visiting Europe's Schengen region. This region-specific plan covers health emergencies. It also offers coverage for passport & baggage loss, flight delay, etc. in all 26 Schengen countries.Schengen INSURANCE in few clicks
More answers regarding does the AXA-Schengen Europe Travel insurance satisfy the German consulate's insurance requirements?
Answer 2
Here in Canada, this page lists the details of the requirements for the travel insurance (for German Schengen Visa) (link: https://canada.diplo.de/ca-en/consular-services/visa/travel-health-insurance/1308210).
One of the requirement is
the insurance has to be provided by a Canadian or German insurance company
Hope this help Canadian residents who are applying for German visa.
Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
Images: Andrea Piacquadio, Lachlan Ross, Elianne Dipp, Luciann Photography