How to explain my bank statements on Schengen visit visa application
I am applying for Schengen visit visa through France. My bank statement shows an amount other than the monthly salary. How should I justify the amount in my visa application? It is a cash loan repayment, transacted more than a year back in India. My friend who borrowed the money has returned the amount, paying it in Kuwaiti dinars to my Kuwait bank account.
How should I explain this in order to avoid refusals/appeals? I have only a few days before for my holidays with family.
Best Answer
As long as the monthly salary payments are around (in some circumstances there can be more variations then in other) the amount you claim to earn, the officers evaluating your visa application will probably not care about the size of the deposited amount(s) at other times in relation to your salary. one possible exception being if you have a deposit that you claim is a loan repayment for an amount several times your annual income.
If you can show a bank statement from when your friend borrowed the money, i.e. a withdrawal of a similar amount (since there's a different currency involved, it probably can't be exactly the same) I would consider that sufficient evidence that the money is yours, and not a deposit of someone made into your account to make it look like you have enough funds.
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