Hotel booking-advance purchase with credit card
When booking hotel rooms the cheapest option is normally advance payment, which you cannot canceled or changed, if booked with a credit card does the credit card company cover any loss if flights are delayed or cancelled or for some "real" reason you don't turn up?
Best Answer
Not generally, no. The hotel is offering you a cheaper rate in exchange for a non-cancellable advance payment. If you don't turn up, you've agreed to pay as part of the conditions for your booking, and the hotel will submit evidence of that if you try to submit a payment dispute for the charges.
Travel insurance may cover some or all of the cost, but note that travel insurance policies have very specific fine print on what exactly is covered. Some credit cards do include certain travel insurance benefits for trips purchased with the card. You'd need to check the details on that policy to see what limits and conditions apply and the process to make a claim. You can also buy separate travel insurance, either on a per-trip or annual basis.
You can also try to talk to the hotel (or the third-party booking site if you've used one; some third-party sites are well-known for trying to pressure hotels to waive cancellation charges) and see if they're willing to make an exception to the non-refundable policy. Whether they'll do so depends on the hotel's policy, and they have no obligation to do so beyond as a customer service gesture, but they may be willing to give you a refund entirely, shift your travel dates for you, allow you to rebook at another hotel within the same chain, or perhaps turn your payment into a credit you can use in the future. Call the hotel as soon as you know you won't be able to make it, and they're often willing to refund a missed night due to travel delays.
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What does advance purchase mean when booking a hotel?
Definition of 'advance purchase booking' Advance purchase booking is an arrangement that allows you to book and pay for a hotel room before you arrive, usually at a discounted rate.Do you pay in advance on booking?
Yes, booking.com are implementing a pay in advance option where they actually take the payment. The virtual credit card will only be available to the accommodation from the beginning of the cancellation period.How much does a hotel pre authorize your credit card?
Each hotel will have its own specific hold amount, generally between $50 and $200 on top of your room rate, with taxes and fees. While the hotel won't officially charge you until after you check out, the issuer will put aside the hold amount in the interim to ensure that you are good for a potential charge.Do hotels make you pay in advance?
When booking a reservation for a hotel room, a guest may be asked to make an advance deposit, which is money paid, usually by check or credit card, by a guest that is generally equal to one night's lodging fees.Reservation on Booking.com without a credit card
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Answer 2
You will only be covered for such reasons, if your credit card also includes travel insurances, and it is a covered reason why you can't travel (e.g. if you get sick and you have a cancellation insurance included, which covers sickness). Most included insurances only cover "real" reasons, like sickness, sudden job loss (if not self inflicted).
A credit card without any insurance will not be helpful, if you need to cancel your trip for whatever reason. Only if the hotel cancels from their side and doesn't refund you your money, you can claim it back through the credit card company.
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