Do I buy travel Insurance for the length of my visit or the length of the visa?

Do I buy travel Insurance for the length of my visit or the length of the visa? - Unrecognizable couple of travellers with backpacks entering hotel

I'm going for a conference which would last 4 days. Should I buy travel insurance for the whole 3 months of my Schengen visa or just the length of my stay (4 days)?



Best Answer

You buy insurance for the duration of the trip.

You do not need travel insurance for a time when you have a valid visa but are in your home country.

If you are delayed a day or so the insurance is normally extended to cover it, though you should make sure that is the case, or maybe buy insurance that covers five or six days. If your return is delayed for medical reasons your medical insurance should cover that.




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How long before a trip do you have to buy travel insurance?

If you're wondering when you should buy travel insurance, the simple answer is, \u201cas soon as possible.\u201d Ideally, you'll buy coverage no later than 15 days prior to your trip.

Does travel insurance cover entire trip?

Trip cancellation coverageYour travel insurance policy can reimburse you for prepaid, non-refundable trip deposits if a trip is canceled for a covered reason. These outlays can include airline tickets, hotel rooms, rental cars, tours and cruises, says Daniel Durazo, spokesperson with Allianz Travel Insurance.

Can I extend my travel insurance if I extend my trip?

Unlike your original travel medical insurance policy (which needs to be purchased before you leave on your trip), you can purchase a top-up plan or extensions either before you leave on your trip or while you are travelling, but you must purchase extensions and top-ups before the original policy you are extending or ...

What travel insurance will not cover?

Losses due to venereal disease, AIDS virus, pregnancy (except complications of pregnancy), or abortion. Losses due to mental, psychological, or nervous disorders including anxiety, depression, neurosis or psychosis. Losses due to nuclear radiation or radioactive contamination.



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Answer 2

If you buy insurance for only four days, what happens if your return flight is delayed and you slip and break your leg in the airport a few hours into day five?

You need travel and medical insurance for the full duration of your trip including any unexpected delays.

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