What's the travel insurance definition of a war zone?
Some travel insurance companies have clauses stating that they won't insure travel to a war zone.
What's their definition of this?
The best I could find was Wiki's list of ongoing military conflicts, but that includes places like Colombia, India, Peru, and South Korea, the majority of which I'd be happy travelling to most areas in them, and would get travel insurance for them, as far as I'm aware...?
Best Answer
I would say that each company insurance can probably have their own definition. It is usually part of the policy (in the definitions' portion).
Otherwise, it is probably regulated by the jurisdiction where the insurance company is incorporated, which again - may result in a whole bunch of different definitions.
Bottom line - I would look in the policy for a specific definition, and ask the insurance agent if I can't find it.
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Does my travel insurance cover me for war?
Insurance companies don't consider war or war-like situations a direct obstacle to travel, but flight schedule changes or flight cancellations due to conflict escalation at the destination are covered as insured events.Can you travel to a warzone?
Travelling to a Warzone is always going to bring with it risks to your personal health & safety and can certainly be a step in to the unknown, not always knowing if your place of residence will be consistent or well equipped.What is usually covered by travel insurance?
Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.Does travel insurance cover war UK?
Whether you booked your break last year or last week, you will still not be covered by your insurance in the event of war or terrorist attacks. "The majority of policies are very specific on what the cancellation cover applies to," says Malcolm Tarling at the Association of British Insurers (ABI).Rnbstylerz \u0026 AREES - WHAT
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Answer 2
I think looking at your country's safe-fly list is a good indicator. For Australians we have Smart Traveller, where you can see the classification of each country. I'd think that Australian travel insurance companies use that to help determine the danger of travelling to a specific place, and I'd imagine your country would have something similar.
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