do cancelled festivals count among the covered reasons for travel insurance?
Let's say I was going to fly into Albuquerque, NM for the 2022 Albuquerque Balloon Festival and that the balloon festival was cancelled. At that point there'd be no reason to take the trip.
If I had bought the tickets for the balloon festival myself and paid for the hotel rooms myself would I get my money back? I mean, in theory, there's more to do in Albuquerque then just the balloon festival and I could see the insurance company arguing that just because the balloon festival was cancelled it doesn't necessarily follow that my trip had to be cancelled.
Alternatively, let's say I was going to do the balloon festival with a tour company, like https://sportsandentertainmenttravel.com/event/balloon-fiesta/ or whatever and that the tour company cancelled. Would that make it it harder or easier to get my money back?
I suppose this would ultimately depend on the carrier but maybe it doesn't? Maybe all carriers can be reasonably assumed to behave in the same way for stuff like this?
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