Travel insurance for very short missed connection
I'm taking a flight with only a 1 hour layover. Although it's one ticket with the same airline, missing the connection would cause big delays as the airline's next flight to the final destination is 48 hours later.
Most insurance plans I looked at for missed connections require at least a 3-hour delay to take effect. However in this case even a delay of 30 minutes would most likely mean missing the second flight. Are there any insurance plans that don't have a minimum delay time to be valid?
Best Answer
No, most insurance plans wouldn't cover that because you've chosen to take a tight connection. It's highly probable you will miss the flight. It's difficult to consider that in the rating process.
Some airlines (like Air Canada) sell insurance products of their own that insure against delays and the like. These products are the ones with the highest probability of covering this situation. Even then, it's not certain; you'd want to read the policy wordings carefully.
Personally, I'd recommend booking a set of flights with a longer connection. If you originally had a longer connection, and the airline has rescheduled you, you should be able to rebook for free to something that will incur a lot less missed-connection risk.
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Does travel insurance cover if you miss a connecting flight?
You're covered for travel and accommodation expenses if: You miss your connecting flight because of a motor vehicle (or rail, bus, marine) accident you're involved in. You miss your flight because of natural disasters, severe weather, hijacking, riots or civil unrest.What happens if I miss my flight due to short layover?
If you missed your connecting flight due to a short layover, the airline will book you on the next flight free of charge as long as the connecting flight is part of the same ticket.What happens if you miss a connecting flight because of a delay?
If you miss your connection due to a delay, usually the airline is responsible for providing you with a replacement flight to your destination. They will have to book you on the earliest possible flight available.Missed Connection Coverage - Travel Insurance Benefit
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