Schengen visa help! Two insurance, different dates?
I will be participating in a student conference in Germany. I will need a visa for this, hence a need for travel insurance.
The organization that invited me already provided insurance. However, the date of my departure from my country (so this is my arrival to Germany) and the date on the travel insurance is different by one day. I plan on buying a one or two day insurance that does not coincide with the insurance they already provided.
Will it be okay to have two travel insurances but of different dates?
Best Answer
Generally there is a problem with travel insurance that doesn't match the travel dates. I would suggest checking what the specific policy says, or ask to add days to the one you already have. Mixing policies is not a good idea.
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Can I change my travel date after getting Schengen Visa?
You cannot change your itinerary so completely that the information you gave in the visa application is no longer true. If you planned a trip lasting 10 days, and you now have 15 days "duration of stay", you can extend your trip by up to 5 days (including a visit to another country if you want).Can I have 2 Schengen visas at the same time?
In theory, it is not possible for a person to hold two valid short stay visas covering the same period. I have a valid Schengen visa but it does not cover my next intended stay, what can I do? In this case, it is possible to file a visa application for another Schengen visa to cover the next intended stay entirely.What happens if I spend more than 90 days in Europe?
The Schengen law states that you can't stay in the Area for more than 90 days. If you do, you're subject to a fine and possibly deportation and being banned from re-entering the Schengen Area.How does the 90 days in 180 work?
What is the Schengen 90/180 rule? Under the terms of Schengen, non-EEA nationals cannot spend more than a total of 90 days within a total period of 180 days without a visa. Furthermore, once you've used up your quota of 90 days, you cannot return to Schengen until 90 more days have passed.My Schengen Visa Rejection Story - Denied From EUROPE Twice!
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Answer 2
The German embassy page, says this regarding the travel insurance policy for schengen visas:
http://www.india.diplo.de/contentblob/4545450/Daten/5759751/InsuranceList.pdf
Visa applicants for a Schengen visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Schengen States.
Visa applicants for a uniform visa for more than two entries (multiple entries) shall prove that they are in possession of adequate and valid travel medical insurance covering the period of their first intended visit. In addition, such applicants shall sign the statement, set out in the application form , declaring that they are aware of the need to be in possession of travel medical insurance for subsequent stays. The insurance shall be valid throughout the territory of the Schengen States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30 000. Applicants shall, in principle, take out insurance in their country of residence. Where this is not possible, they shall seek to obtain insurance in any other country. When assessing whether the insurance cover is adequate, consulates shall ascertain whether claims against the insurance company would be recoverable in a Schengen State
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