Obtaining travel insurance without permanent residency [duplicate]

I am looking to get full comprehensive travel (+ medical) insurance for my upcoming trip to Kenya. I have been looking around and comparing the various insurance companies

but I keep running into the same problem; each provider requires a permanent residency.

I have been a full-time traveler for almost two years and I do not have any permanent residency or address.

I am a Dutch citizen but I gave up my residency there last year. After Kenya I'm moving to Austria but I am not yet a resident there. I have also lived in Ireland for over a decade so I'm entitled to Irish citizenship (my mother is also Irish) but again, I don't have an address there and so do not have residency there either.

How do I go about obtaining travel insurance without a permanent residency?

Perhaps there is an insurance company specifically aimed at people like me?

insurance nomad

Best Answer

Travel insurance is usually linked to a limited length of travel. In case of insurance claims, the insurer might ask you for evidence of leaving your home country. You'll also find it difficult to find travel insurance policies that last longer than a year.

What you're looking for is probably something like a full health insurance. The cheaper ones may also come with a time limit but a significantly longer one. Try adding keywords like "expat" or "long-term" to your search.

An address, however, probably is still required and reading the policy is essential. Even with a non-travel health insurance insurers may put limits on how long you can "travel" to certain countries and create loopholes in their policies that could make your claims void.

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Can I get travel insurance after I have left Canada?

The answer is \u201cyes,\u201d you can still get some coverage, but there are exclusions. Many providers will offer you emergency medical coverage if you are already outside of Canada but wish to purchase travel insurance. But be advised it could be subject to a delay of typically 24-48 hours before the policy is active.

Can I get travel insurance once I have left the UK?

Freedom Insurance working together with It's So Easy Travel Insurance can offer customers who have already left the United Kingdom an option to still take out an insurance policy. You would need to be a UK passport holder, have unrestricted entry to the UK and be registered with a GP in the UK.

Can a U.S. Permanent Resident Travel Internationally without a Valid Passport?

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