Is there a chance I will be issued Schengen visa with longer validity than my travel/health insurance?

I am planning to apply for a Schengen visa and I am hoping that I will be granted a longer duration of stay. This will be my second time to apply. In my first Schengen visa, I was only given 10 days duration of stay which was valid only from and until the dates indicated on the airline ticket I submitted. Back then I also bought insurance with coverage from those dates only.
Now I am kinda hoping I would be given a visa with longer validity and/or duration of stay. I already bought my plane tickets for a two-week trip. If I buy an insurance which covers me only for the days of my travel, is there a chance that the embassy will still issue a visa which is valid for longer than 2 weeks? I am also thinking that maybe if I buy an insurance with a longer period of coverage say 90 or 180 days then maybe the embassy would give me a visa with longer validity. What do you guys think?
Best Answer
I am not quite sure I understand what you are hoping for or that your strategy fully makes sense but I don't think insurance matters that much:
- If the consulate thinks you should get a visa for this one trip, it is likely to be a single-entry visa with parameters (validity, duration of stay, etc.) tracking the itinerary and evidence you submitted. In that case the ticket, accommodation and planned itinerary matter just as much if not more than insurance.
- If the consulate thinks you are a trusted traveller that should be allowed to come back to the Schengen area without being screened every time, you might get a multiple-entry visa with a long validity. In that case you are only required to have insurance for the first trip when applying for the visa so the issue is moot.
It's recommended for consulates to grant a visa with a few more days to provide some buffer in case of unplanned difficulties (e.g. with transportation) but it makes no sense for them to randomly allow a much longer duration of stay if they don't think you fall in the second category.
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Is it possible to get long term Schengen Visa?
The Schengen Visa code has among others been updated to specify new, well defines rules regarding who will benefit from the multiple-entry visas. Among others, the code states that multiple-entry visas will be granted with a validity of one, three and five years, depending on applicants' visa and travel history.Why do Schengen visas get rejected?
Your Schengen visa will be denied if the authorities believe you cannot afford your travel and living expenses in the Schengen area. In order for you visa application to be successful, you must successfully demonstrate that you can afford food, housing, travel, and all other costs associated with their trip.What are the chances of getting Schengen Visa after rejection?
IS IT POSSIBLE TO APPLY FOR A VISA AFTER REFUSAL? In 90% of cases, a Schengen visa can be opened almost immediately after refusal, if all the requirements of the consulate are met.How many months minimum validity is there for a Schengen Visa?
a) All Schengen Visas are valid for 90 days within a 180-day period: This means you can stay in the Schengen area for up to 90 days on a Schengen visa. It does NOT mean you can stay in the Schengen area for 180 days. Once you enter the Schengen area on your Schengen visa, you must leave after 90 days.Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
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