How to insure professional equipment while traveling
What are my options, as a U.S. citizen, for insuring professional equipment (camera and laptop, specifically) while traveling outside of the U.S.? Most of the traveler's insurance policies I've found have a very low coverage for personal items (usually $500 to $1000; the highest being $3000). This makes me wonder if there are better options specifically for covering damage or theft of such equipment. Lets say the equipment I carry with me has a new value of up to US$10,000.
Best Answer
There is a slew of travel insurance companies the most known of which is:
http://www.travelguard.com/travelinsurance/index.asp
Depending who you book your travel arrangements through you can buy insurance from them but if not follow the link I posted they can do that for you. If not take a look at this:
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Answer 2
I use World Nomads for my world wide insurance, and I was a UK resident, so all good to use. They allow you to specify the value of individual extras - I specified my SLR, Kindle and Netbook, and the policy cost adjusts accordingly. Seemed fair.
Answer 3
Be sure to contact your home insurance provider. My policy includes some (named) items from my contents coverage, even when they are out of my home. Many years ago I used to list my laptop, for example. A quick call to your home insurer might take care of the problem at minimal or no cost.
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