How much time should the funds be present in the bank before the bank statement is generated
I am planning to apply for a Schengen visa for myself and my wife + 2 kids, I do not have sufficient bank balance and also host is in L permit in Switzerland.
So I am planning to get some money from my friend and use it to show the funds in bank.
How much time should the funds be present in the bank before the bank statement is generated?
Best Answer
This is called "funds parking" around here, and is actually something the authorities are actively looking for. If you pursue this route, you will most certainly be denied a visa, and you might even be banned as they will consider you are actively trying to mislead them.
See more discussions on this topic:
What is 'funds parking' in the context of UK visa applications?
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How long before money shows in bank?
Time to receive money Usually, payments are instant or happen in a few hours, unless the sender sent a payment through their bank account. Payments made through bank accounts take up to 3\u20135 business days. During this time, a payment shows as a pending transaction.What time does money appear in account?
Direct Deposit Times for Major BanksBetween 12 a.m. and 7 a.m. In most cases, you can start using the money on the same day that it's deposited into your account.How do Banks Process Deposits? When are Funds Available?
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Answer 2
The process of this funds check is to find out if you are going to be a burden on the state's welfare system during your trip.
So, what they are looking for in reality is:
You have steady income (this also validates any job letters)
You have expenses proving you are living here. For example, most rents are due at intervals, and showing these withdraws or similar shows you are legitimately staying here; and in some jurisdictions they may even ask for tax statements.
It shows proof that after your expenses for the trip you have sufficient funds to support yourself. Now these funds don't have to be all in your bank account, the can be funds that are given to you specifically for the trip - and if so, they should be properly documented.
A large influx of cash in an account (even if you were to "wait" long enough - most applications require 3 months statements) will raise a lot of red flags; especially if you are unable to justify the nature and purpose of the funds.
Do not do it. It may (at best) cause your application to be rejected and at worst get you banned for actively trying to defraud the process.
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