Do I need to have travel insurance when crossing Schengen border?

Do I need to have travel insurance when crossing Schengen border? - City Street Photo

I have a multiple-entry one-year Schengen visa and I did have travel insurance first time when I crossed the border of Schengen, but it has expired already and I wonder if I need it during my next trips to Europe?

Is this something that you are obliged to have or it's ok not to have it?



Best Answer

I have never been asked for that on European Airports Check points. They usually ask you

  1. Where you're going
  2. What you're going to do
  3. How long you will stay. Sometimes they even ask you to show them your returning back tickets or reservation.

I once saw a police asking a person to show him how much money this person got. It really depends on how the police look at you…

However, travel insurance is a requisite to enter a Schengen country. In fact, it is stated in every European embassy webpage. It costs about $50 USD for two weeks covering $50,000 USD. I believe you should spare no expense. No one ever knows.

Almost at the bottom of the Wikipedia article on the Schengen area, there is a table of procedures border guards follow when checking travellers who cross external borders of the Schengen area.




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Is travel insurance mandatory for Schengen?

You need a Schengen Travel Insurance Policy as it is mandatory if you want to travel in any of the 26 countries constituting the Schengen continent.

Do you need insurance to travel to Europe?

Do US citizens need travel insurance for Europe? Yes, US citizens absolutely need travel medical insurance for Europe, including the Schengen area. If you're a US citizen and you get sick or if you're seriously hurt while in Europe or the Schengen area, you could face crazy high medical expenses.

Is travel insurance necessary for international travel?

Your destination may require travel insurance. Sixty countries require tourists to have a minimum level of travel insurance, according to InsureMyTrip data. Around 12 have added a mandate during the pandemic era, generally to cover medical and other costs related to Covid-19.

Is there border control between Schengen countries?

The Schengen Borders Code (SBC) provides Member States with the capability of temporarily reintroducing border control at the internal borders in the event of a serious threat to public policy or internal security.



Which do I choose? International Travel Insurance | Schengen Visa Requirements




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