Camper vehicle supplemental insurance in New Zealand
We need to buy camper collision and liability insurance for our rented camper in New Zealand. The camper company excludes any loss due to renters violating local road rules and causing an accident to rented vehicle or other 3rd party vehicles. If we run a stop sign and hit a car, we pay personally to repair both vehicles. YIKES!
Do you know of a NZ company or other which offers such additional/supplemental insurance for accidents?
Best Answer
http://www.nac.co.nz has tourist-specific insurance, but I'm not sure of the exact restrictions - possibly only third party, but better than nothing. Your travel insurance might cover it anyway.
Also, you should check out the road rules before you go http://www.drivingtests.co.nz/roadcode/tourist/
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Do you need special insurance for a campervan?
To drive a motorhome or campervan, you'll usually need a specialist motorhome insurance policy. That's because we use motorhomes in a different way to our cars. We don't just drive our motorhomes \u2013 we sleep, cook and socialise in them too \u2013 so there are more things to consider in terms of cover.What insurance do I need to drive a campervan?
You need vehicle insurance to legally drive on the road and that means a minimum of third-party cover. This will pay out to the other party if you have an accident and you are to blame. Remember, third party insurance won't cover the cost of any repairs to your own campervan.How much does it cost to insure a motorhome in NZ?
This will cost you $57 per year. Star is next best - covering you for $150 per incident requiring towing, and $100 for an incident without towing. Unlike the others, AA Motorhome Plus roadside assistance does not limit the number of callouts but has a yearly annual claim cap of $1500 for $75 per year.Can I drive a campervan on my car insurance?
2. Can I drive a motorhome using my car insurance? Because motorhomes are not used in the same manner as a car, you must purchase specialist insurance for your motorhome. Your motorhome is like a small house, so you will need different coverage than you do for your car.New Zealand Campervan Operational Guide English
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