Withdrawing money in an ATM in Poland, is there a best network?
For some reason I had the idea that getting money from an ATM in Poland would be the best way to PLN. Actually the exchange rate that I got in ATMs is very very bad compared to the Kantoors. Unfortunatly I brought a limited amount of money and I will have to use ATMs. Is there a best network/way to do that?
Best Answer
Many ATMs in Poland by default offer to exchange PLN into the main currency of your debit/credit card. Almost always the exchange rate they offer is pretty bad, but there is always an option not to use it - i.e. the ATM will charge PLN to your card issuer, who will use their exchange rate (and usually a fee on top of that) to debit your account. In my case (I am from the UK) it is much cheaper to use the latter option, but this depends on your card issuer (as mentioned in the comments).
Note that the same comment is true for some retailers.
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Which ATMs to avoid in Europe?
Avoid "independent" ATMs, such as Travelex, Euronet, Moneybox, Your Cash, Cardpoint, and Cashzone. These have high fees. Note that these "independent" ATMs are often found next to bank ATMs in the hope that travelers will be too confused to notice the difference.How can I avoid out of network ATM fees?
How to Avoid ATM FeesAre ATMs free in Poland?
There are no ATM fees are in Poland. A local cash machines do not charge a fee for foreign cards.Is it better to withdraw foreign currency from ATM?
The exchange rate that you get from a foreign ATM is likely to be a better deal overall than what you would get from an airport kiosk, but ATM fees can add up, so make sure you're taking out enough cash to be worth the fee.1450 PLN (Polish Zloty) withdrawal from ATM machine in Poland
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