Why does MC / Visa Exclude Jamaica from rental car insurance [closed]

Why is it that MC / Visa exclude auto-rental liability that is found in most other countries? I ask because:

If there is something 'special' about Jamaica, I'd like to know
It's $30 a day to buy limited liability from the vendor

The cost of buying from the vendor almost doubles the price. What is 'driving' these outcomes? Any clever suggestions / lessons learned are appreciated.

car-rentals insurance

Best Answer

According to the Mastercard Guide to Benefits:

In general, coverage applies worldwide, but there are exceptions:

Coverage is not available for vehicles rented in the following countries: Ireland, Israel, or Jamaica.

You may be unable to receive benefits in Australia, Italy, or New Zealand. Please contact your vehicle rental agency before you travel.

Coverage is not available where prohibited by law.

Therefore the likely answer is that Jamaica doesn't allow Mastercard to provide their insurance services there.

Pictures about "Why does MC / Visa Exclude Jamaica from rental car insurance [closed]"

Why does MC / Visa Exclude Jamaica from rental car insurance [closed] - Side view of content elderly male in suit and outerwear sitting in front seat of contemporary automobile and looking away

Why does MC / Visa Exclude Jamaica from rental car insurance [closed] - Parked Red and White Bicycles

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Does MasterCard provide rental car coverage?

Mastercard rental car insurance covers physical damage or theft of an eligible rental vehicle, as well as loss-of-use charges, towing costs and late drop-off charges. Typically, Mastercard car rental insurance covers up to $50,000 or the price of the vehicle.

What is Masterrental coverage?

MASTERRENTAL. Evidence of Coverage. Pursuant to the below terms and conditions, when you rent a vehicle for fifteen (15) consecutive days or less with your covered card, you are eligible for benefits under this coverage.

Does Visa Platinum have rental car insurance?

The U.S. Bank Platinum does not offer rental car insurance. But there are other U.S. Bank cards that do have this benefit, which covers theft, damage, valid loss-of-use charges imposed by the rental company, administrative fees, and reasonable towing charges due to a covered theft or damage.

Does World Elite MasterCard cover car rental insurance in Ireland?

Visa and MasterCard Car Rental Insurance Coverage Visa cards do not offer coverage in Ireland, and only elite MasterCard's offer coverage. If you've only got a Visa card, you'll need to purchase a CDW, as well as Theft Protection through either Auto Europe or locally with your rental car supplier.

Rental Car Insurance: What your credit card does and doesn't cover

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