Which ATMs offer no-fee cash withdrawals in Chile?

Which ATMs offer no-fee cash withdrawals in Chile? - Crop male customer with banknotes in eyeglasses making choice at food truck on street

Which ATMs in Chile offer cash withdrawals without charging a fee? I am using a Visa Debit card.

My bank will not charge me fees for withdrawals, but I am concerned that the ATM's bank might.



Best Answer

My recent experiences trying out different ATMS (around Rancagua) are the following:

  • Banco BICE: 2500clp (though these seem to be few and far between)
  • Scotiabank: 3500clp
  • Banco Estado: 4000clp (they didn't charge anything extra a few months ago, but now I've tried several and they all want 4000) :-(
  • BBVA: 4100clp
  • BCI: 4738clp
  • CorpBanca / Itaú: 3000 5000clp
  • Banco de Chile / Banco CrediChile: 3500 5000clp
  • Santander / Banefe: 5000clp
  • Banco Falabella: told me it couldn't give me any money with my card apparently

Granted, some of these were done with a Wells Fargo card (which also charges 5usd, whee), and some were done after finally opening a Charles Schwab account. I can try to update with others banks as I find them. Let me know of any requests.




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What ATM can I use without being charged a fee?

Simple has a fee-free ATM finder on their website and allows customers to use ATMs in Walmart, Costco, Dunkin Donuts, Walgreens, Hess, Target, and CVS, without being charged a fee. Chime's network has more than 38,000 fee-free MoneyPass ATMs.

How do I avoid international ATM fees?

Many international travelers encounter foreign transaction fees while making purchases or withdrawing cash from an ATM in a foreign country. The easiest way to avoid a foreign transaction fee is to use a debit or credit card that waives foreign transaction fees while traveling abroad.

How do I withdraw money from Chile?

Major hotels take debit/credit cards (often with a sizeable surcharge), but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash. You'll find Visa is the most commonly accepted card at ATMs in Chile, however there are an increasing number that also accept Cirrus/MasterCard.



How To Withdraw Cash Without Paying ATM Fees While Traveling Abroad || Trick Success In Chile




More answers regarding which ATMs offer no-fee cash withdrawals in Chile?

Answer 2

I use an ATM card from an American Credit Union that does not charge foreign exchange transaction fees. I've only found one bank in Chile that doesn't charge an ATM fee. It's Banco Security, Apoquindo 3150, Las Condes, Región Metropolitana. The location is near the El Golf Metro Stop. This ATM is only open from 9am to 2pm, Monday to Friday. There's also a Banco Security in Santiago Centro*, but the ATM has only been available occasionally when I visited. The Las Condes location always has a working-ATM during business hours.

* It's 1st (left) entrance to Paseo San Augustin on Moneda street:enter image description here

Answer 3

I confirm that Banco Security is still free of fees. You can find an ATM at Agustinas 621, Santiago (station Santa Lucia - line 1). The ATM is inside the agency so you can withdraw safely. I used a Visa credit card. I hope it will help !

Camille

Answer 4

I use a French ATM Visa Debit card and, like Brian, I was able to withdraw money without the ATM charges today from a Banco Security ATM (what a great feeling!). If you are near Santiago City Centre, there is a Banco Security with an ATM at the corner of Moneda and Estado streets (there's a Banco Security across from La Moneda, but it does not have an ATM). I've been told there's also a third Banco Security in city centre, but I have not had time to find it.

Long story short, corroborating what Brian has said, a Banco Security ATM is what you need.

Answer 5

This forum provides some up-to-date (2nd half 2016) information:

  • Banco Estado does charge the 4000CLP fee but unlike other banks does not limit you to 200,000CLP. You can widthdraw more than that e.g. 400,000 for only a 1% hit.
  • Banco Security still does not have a fee. (source)
  • BICE does not have a fee.
  • As above, Banco Internacional does not have a fee.

Answer 6

I've been using Banco Security's ATM in Centro (Agustinas-Moneda) for the last three years, but two days ago I found that they now charge 5000 CLP fee. I didn't try Banco Security in Las Condes, but I doubt it's different.

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Images: Tim Samuel, Tim Samuel, Monstera, Monstera