What u.s. car insurance is there for my British Land Rover with British plates?

What u.s. car insurance is there for my British Land Rover with British plates? - Black Coupe on Black Surface

I need U.S. car insurance for my British Land Rover. It is a 1988 model with British plates. I need short term insurance 6 months or so and am 75 years old and will be traveling in the California area.



Best Answer

Disclaimer: I am not a lawyer, nor am I a California resident.

However, I would not expect you to be able to insure your overseas-registered car with a California insurer. In every state that I have lived in, insurance companies require you to register the car in that state (and there's a circular dependency, in that states require proof of insurance before they will register the vehicle).

That said, the California Department of Motor Vehicles website describes the financial responsibility requirements for operating a vehicle in California, and it appears that you would be OK if you (1) provide the DMV with a $35,000 cash deposit, or (2) use a registered bonding agency to post a $35,000 surety bond.

Note that that is simply to cover liability, in case you cause an accident or damage property with your vehicle. It does not cover any damage to your own vehicle. Nor, to be honest, is it enough: I would recommend buying an umbrella liability policy from your local insurer. And you should also check with your local insurer regarding damage coverage (if that's important to you).

As for the legality of driving in the US with British plates, you should contact a US Consular office. I would expect it to be legal (provided you have liability insurance), given that there are lots of other countries within driving distance of the US.


Edit: although it doesn't say anything about foreign vehicles, AAA has a summary of traffic laws (with pull-downs for each state).

Also, the US AAA motor club has reciprocal agreements with the British AA club; it's possible they could provide additional information.




Pictures about "What u.s. car insurance is there for my British Land Rover with British plates?"

What u.s. car insurance is there for my British Land Rover with British plates? - Red Convertible Car Park in the Roof Top
What u.s. car insurance is there for my British Land Rover with British plates? - Silver Mercedes Benz Car in a Parking Lot
What u.s. car insurance is there for my British Land Rover with British plates? - Hood of elegant luxury black car parked on marble floor in modern building garage



Are Range Rovers expensive to insure UK?

The Range Rover is by far the most popular Land Rover model in the UK, and is also typically the most expensive to insure. However it's the Freelander that attracts the lowest insurance premiums.

What is the cheapest Land Rover to insure?

Generally, the cheapest Land Rover to insure is either a Freelander or Freelander 2. When produced, the Freelander represented the entry-point to the brand \u2013 and with modestly powered engines, cover is very cost-effective.

Does UK car insurance cover the car or the driver?

UK car insurance typically covers the vehicle rather than the driver. This means that you aren't automatically insured to drive other people's cars. However, some comprehensive insurance policies permit this.

How much is it to insure a Range Rover Sport?

The average insurance costs for a Land Rover Range Rover Sport is $227 a month \u2014 or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Filter car insurance companies by your state to get a quote.



UK REGISTRATION PLATE LAWS - EVERYTHING YOU NEED TO KNOW ABOUT 3D/4D, SHORTENED PLATES AND MORE!




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Pixabay, Pixabay, Mike B, jae park