What sorts of insurance can I get when using a service like AirBnb?

I recently ran into a situation when staying at an AirBnb where there was an overflow in a toilet, the homeowner blamed me, and tried to get a good deal of money from me through AirBnb. AirBnb found in my favor, but this makes me hesitant about using AirBnb in the future if I essentially have uncapped liability. I was under the impression that the security deposit was the maximum they could extract, but that seems to be incorrect.

I know there is liability insurance, but I have always thought that was for professionals that performed the work.

So, my question is, whether AirBnb or a direct booking: What insurance can I get to limit my liability as a renter/guest?