What if you don't bring your credit card or debit for incidentals?

What if you don't bring your credit card or debit for incidentals? - Black Payment Terminal

Usually I never bring my card out, that's what I ask.

Will not bringing my credit or debit card be a problem to a hotel such as The Park Ave North?



Best Answer

Travelling without a credit in the US is difficult.

  1. It's almost impossible to rent a car.
  2. Some hotels will try to work with you, others will not.
  3. You may have to put down substantial amounts of cash as deposit.
  4. Many providers will simply refuse service. For example: there is a simple food truck outside of Boston's South Station that takes card only: no card? no coffee!
  5. Large amount of cash are very unusual in the US and may raise suspicion or concerns. Some travel providers may report this to local authorities which may or may not decide to check you out.
  6. Somewhat far fetched but still possible: The US has statute called "civil forfeiture" where authorities can take your cash just "on a hunch" and even without any wrongdoing, you have no way of getting it back.

It's NOT recommended.

EDIT Hotels and car rental companies mainly want a credit card or deposit to cover unexpected expense that you didn't plan on having in the first place: a car accident, getting keyed in the parking lot (happened to me), breaking something in the hotel room, late night snack attack on the mini-bar, etc.




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Do hotels put a hold on your card for incidentals?

When you use a credit card for the incidentals of your room, the hotel puts the charge on your room temporarily. If the hotel finds you damaged the room, they'll deduct the amount of money necessary to cover the repairs.

Can I use a different card for incidentals?

The credit card used to book the room does not have to be the same credit card put on hold for incidentals. But the name of the person checking in needs to match the guest's name on the reservation, or else the hotel may suspect fraud and refuse to honor the reservation.

Can you use cash for incidentals at a hotel?

Ask if you can make a cash deposit for incidentals or damages, which you'll receive back when you check out. If the hotel accepts this, have them place the cash in an envelope before you leave the desk, then seal the envelope and let you sign across the seal.

Do you get incidental charges back?

Is it a refundable \u201ccharge?\u201d Yes, because if you don't use any extra services at the hotel, that money will go back to your card.



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More answers regarding what if you don't bring your credit card or debit for incidentals?

Answer 2

When you check-in, a card is usually requested, which will be used as a guarantee for incidentals, but also in some cases for the cost of the hotel itself (unless you paid at tile of booking, of course).

  • Some hotels will simply not accept anything else.

  • Others will just block any incidentals on your room. That may include locking the mini-bar if there is one, blocking external calls, pay per view, etc, flagging the room for room service, bars, restaurants, etc. so they refuse to charge your room, and so on. Depending on the hotel, this may be very easy (if there are no stocked minibars anyway, no bar or restaurant, etc.) or not.

  • Others still will ask for a cash deposit instead. Depending on the hotel, it could range from a few dozen USD to hundreds.

Of course, if they also need to charge for the room, there will be no choice but paying in advance or leaving a deposit.

Note that even if you provided your card when you booked, you may still be asked to present the card, as you are switching from the "Card Not Present" regime (used to charge the penalty in case of no show) to the "Card Present" mode. They want to make sure they see the card, and either swipe it or have you use your PIN.

In any case, what exactly happens and what options are available is very dependent on the hotel's policies, so your best bet is simply to call them.

Answer 3

Credit Card not REQUIRED for this hotel

According to website Hotels.com:

Required at check-in

. . .Credit card or cash deposit required

. . .Government-issued photo ID required

. . .Minimum check-in age is 18

It does not specify what the cash deposit is, and is likely tied to the length of your stay (you may need to deposit more than the total bill would be at checkout).

Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: energepic.com, Pixabay, Dom J, Ivan Samkov