What if I pay with card with no money on it?
I want to cancel the reservation on my hotel. And they say that they'll charge me with €900, but I don't have any money on my card. Can they do it?
Best Answer
The consequences (for you) depend what kind of card it is (is it a pre-paid card, a debit/check card or a credit card); however as a simple matter if the card has no balance - and no "overcharge" feature, the request will be rejected with a notice stating the same.
Keep in mind that they may have pre-authorized the charge (also called a "hold") if so, the money is effectively blocked for them and in this case they can still receive the funds.
If you are in doubt, you can check with your bank or card issuer.
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What happens if you use a debit card with no money?
If you don't have enough funds in your account, the transaction will be declined. When you choose to run your debit card as credit, you sign your name for the transaction instead of entering your PIN.How can I pay my credit card bill if I have no money?
What Options Are Available if You Can't Make Your Minimum Payment?Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
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