What good is travel insurance?
I am non-EU citizen living in Europe for number of years. I have been an extensive traveller within EU countries. I have often wondered what the good of travel insurance is when travelling within Europe. Is it really necessary?
I pay social contributions in the EU country in which I live, but I don't have any other medical coverage.
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Is it a good idea to have travel insurance?
The bottom lineIf you've paid a considerable sum for a nonrefundable vacation, travel insurance is likely a good idea. International travelers who need coverage in case they get sick or injured should also consider buying a policy.Why it is important to have a travel insurance?
Travel insurance can cover disruptions to your trip Flights can be delayed or you might need to return home if an emergency occurs. Without travel insurance, disruptions to your trip can end up costing you a fortune. In many cases, you lose the money you've already paid, and have to pay for new bookings too.What does the travel insurance cover?
Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.What travel insurance will not cover?
Losses due to venereal disease, AIDS virus, pregnancy (except complications of pregnancy), or abortion. Losses due to mental, psychological, or nervous disorders including anxiety, depression, neurosis or psychosis. Losses due to nuclear radiation or radioactive contamination.Travel Insurance Tips: 7 Things to Know Before You Buy
Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
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