UK visa refused! Re-apply? Appeal? Or Judicial Review? What are my options [duplicate]

June, 2019, I applied for UK visit visa and my visa was refused. The reasons doc is attached below,

Point 1: They can see I have salary deposit but ask for inter bank transfers detail. I have friends and family who borrow and return money and we don't have any documents for that. However, before my last salary transaction, my account balance was around 200k (around GBP 1000). They are asking for deposits details but not looking at withdrawal. More than 70% of that money is spent. Does this comes under fund parking?
Point 2: I have GBP 4400 account balance, and why can't I spent GBP 2000 on a trip? I am fully capable of spending that much and supporting my family considering my monthly salary.
Point 3: Attached property papers, bought a brand new car of worth (GBP 20,000) from the bank and paid 50% deposit, attached its instalment plan & details. Attached my marriage certificate and family registration certificate.

I have travelled half of the europe and have two Schangen visas on my passport. Have been to Turkey and Dubai as well. And this travel history is of past 2 years.

TBH their refusal reasons are insulting. I read an an article on Independent UK the other day that UKVI have an algorithm that marks each applications considering their race, religion and country etc.

Looking forward to experts thoughts on this. Thank you!

UKVI refusal reasons

uk visa-refusals standard-visitor-visas

Best Answer

To answer the immediate question, an appeal is not an option for a standard visitor visa (as stated in your refusal notice), and judicial review requires qualified legal advice that you're not going to get for free on an internet forum. So reapplying sometime later is probably your most realistic option.

I'd encourage you to read Should I submit bank statements when applying for a UK Visa? What do they say about me? in detail. Consider your application from their perspective: you have less than two month's wages in the bank, you have large additional deposits coming into your account from who knows where, and you propose to spend half of your savings on a trip to the UK. That makes you look rather eager to get into the UK, which raises their concern you may be intended to overstay.

You see someone fully capable of affording your trip, and I don't doubt that you are, but what they see is someone who just had less than two week's wages in the bank, suddenly received nearly two month's wages from various unidentified sources, and decided it was time for a vacation to the UK.

You can present a stronger application if you wait some time until you can show a clean set of bank statements—without a lot of unexplained large transactions—that show a history of savings so that the cost of your trip is a much smaller portion of your balance.

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How long after a UK visa refusal Can I reapply?

You can make a fresh application addressing the grounds of refusal with the submission of new evidence and fee. There is no time limit for making a fresh application. So, you can reapply any time after your UK visa refusal.

What happens if my UK visa application is refused?

There are three options of what you can do after your UK visa is refused:

Appeal to an immigration tribunal.

Apply for an administrative review.

Make a new visa application.

How long does a UK visa take after a refusal decision is overturned?

Assuming your immigration appeal is successful, the judge will advise UKVI of the decision. It may take up to 12 weeks until after the appeal decision for this to be processed by UKVI.

How do I reapply after visa refusal?

To reapply, you must complete a new application form, pay the application fee, and schedule an appointment for a new interview. Review the website of the U.S. Embassy or Consulate where you plan to reapply to learn about any reapplication procedures.

UK Visa Refusal Overturned – Appeal or Judicial Review?

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