UK visa refusal because of system mistake and my bank statement
ECO said I didn't provide a holiday plan but that's not true, I provided 10 days detailed itinerary.
This must of have been a system mistake because I chose Ghs currency but some how 2 of the stated amount were in GBP. I earn Ghs5000 a month, my monthly expenditure is Ghs 1500, and my intended money to spend in the UK was Ghs 10,000. But I don't understand how my application showed GBP. That doesn't make any sense( why would I state my monthly income as Ghs 5000 and say my monthly expenditure is GBP 1500 which is almost Ghs10,000 when converted, that's twice my earning.)
Regarding my bank statement, I'm currently running my family business. I'm a timber expoter( I provided all my company certs and licenses) sometimes i sell some of my containers in Ghana and I let my buyers send money directly to my personal account thus resulting with the regular transactions/credit. I even provided my company's bank statement.
How do I explain this to them and how do I prove source of funds so that my next application will not be refused again?
Best Answer
Unfortunately system errors such as those you witnessed can happen. To minimise the risk of these happening again in the future, the best thing you can do is double check all the information you input, before submitting the application. In addition, you can use the section at the end of the application and/or a covering letter to provide further details on the information you submit. This will help you solve points 1) and 2).
Point 3) is the crucial one. The purpose of bank statements is to demonstrate that you lead a stable life, and that you can support yourself during your stay in the UK. There are several money flow patterns which are likely to trigger red flags. Typically, an account showing irregular incoming cash flows is likely to be construed as funds parking, as well as demonstrating an erratic/unstable lifestyle. Unfortunately, as you point out, your job as an import/export businessman, inherently causes you to have irregular cash flows in your accounts. This is nothing to be worried about, as long as you can explain the reasons for such erratic deposists, and the provenance of the funds. To do this you can provide a list of documents, including but not limited to:
- personal and company bank statements
- invoices
- tax returns
- trading accounts
- profit & loss,
- balance sheets
The more valid supporting information you provide, the easier it is for the immigration officer to make a decision on your application.
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Do UK visa verify bank statements?
BANK STATEMENT FOR UK VISA The Entry Clearance Officers (ECOs) must make sure that the UK visit visa applicant has sufficient funds to support and maintain themselves for the entire duration of their stay in the UK. Bank statements work as evidence to prove that the applicant has sufficient funds.How do UK embassy confirm bank statement?
Originally Answered: do embassies confirm bank statements when you are applying for visa? If needed they will ask for a certified copy of the bank statement. The legal person certifying it, effectively confirms it as genuine.What happens if I make a mistake on my UK visa application?
Making a mistake on an immigration application form can be disastrous. If the mistake is interpreted by officials as an attempt to mislead or deceive, the application will inevitably be refused. If the application was for entry clearance, it will also lead to a ten-year ban on re-entry to the UK.Is it possible to get UK visa after refusal?
You can make a fresh application addressing the grounds of refusal with the submission of new evidence and fee. There is no time limit for making a fresh application. So, you can reapply any time after your UK visa refusal.Errors in bank statement 🏦 led to my UK 🇬🇧 tourist visa refusal
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