UK Tourist visa refused the second time
I received my first refusal on 13th November 2017 stating that I have an unexplainable transfer of credit on 8/10/2017.
On my second application I have attached the refusal letter and addressed it. The unexplainable credit transfer made was actually from my credit card as I am allowed to borrow 95% from my credit limit.I have attached the letter to prove source of funds together with bank statement and credit card statement it was refused again. In the refusal letter, the ECO stated that 'from the documents you have submitted it does not show your credit card bank statement. It does not demonstrate where these funds are from.'
I went back to the visa application center(VFS GLOBAL QATAR) but they said whatever documents we submit, they are forwarding to UKVI and that they cannot show me the documents which they have submitted on my behalf. It is disappointing as I have paid an additional amount for their priority service.
Is UKVI having some errors sometimes? I am sure that I have submitted my credit card bank statement to justify the transferred credit with stamp and signature from the bank.
Thank you for anyone who would take time to read and answer.
Best Answer
To make the long story short you cannot afford the suggested vacation and loan doesn't change it.
Before card transfer, you had about 2k GBP in your account altogether, and cost of your trip is 3k while you earn 1,2k a month before paying taxes, rent, food, utilities etc. That means you plan to spend 3 full months worth of salary just to come and sightsee the UK for 2 weeks. That alone already is going to raise all sort of bells.
But to make the matters worse you didn't even save up 3k, instead it looks like sizeable part of your trip comes from credit, and generally speaking, credit comes with interest. So the 3k trip, that already was a financial stretch, now also will cost you interest payments on the balance when you come back. Most people who travel don't do that, and you will have to have one hell of an explanation for the ECO to explain why are the 2 weeks in the UK so important to you.
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How long after a UK visa refusal Can I reapply?
You can make a fresh application addressing the grounds of refusal with the submission of new evidence and fee. There is no time limit for making a fresh application. So, you can reapply any time after your UK visa refusal.What are the chances of getting a UK visa after refusal?
The current refusal rate for UK visa applications hovers around 15% mark, with some categories experiencing an even higher rate of refusals. The most notable example is a now-closed Tier 1 (Entrepreneur) route, where the refusal rate was around an astonishing 50%.Can I apply for UK visit visa after refusal?
Can I apply for UK visit visa after refusal? You can apply for a UK visit visa after you have been refused, although you will need to address any reasons for refusal by way of additional information, explanation and evidence.How long does the UK embassy keep refusal records?
If the refusal is based on misrepresentation, we'll keep your fingerprints and photo for 10 years. If the refusal is based on health concerns, financial reasons or non-compliance, we'll keep your fingerprints and photo for 5 years.UK Visit Visa|UK Visa Refused|How To Appeal against Refusal|UK Visa in days after Refusal|UK Appeal
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