UK student visa refusal [closed]

I was recently refused twice for a Tier 4 student visa. In the first application, my step-father had provided all the required documents for proof of money. However, our connection was doubted and, therefore, I had no proof of funds.

In the second, my mother had provided savings accounts as proof of funds; the university had looked through it all and provided me with a second CAS. Again, this was refused, on the grounds that apparently 6-8 of the accounts have already been used for another UK tier 4 visa. This makes no sense considering that this was my mother and the money was in savings account for my benefit.

I understand there can be an administrative review, but what are my chances of succeeding? If I were to apply again for next academic year, will my chances be hurt by these refusals?