Should I provide my insurance policy number after returning a rental car without any damage (USA)?

Should I provide my insurance policy number after returning a rental car without any damage (USA)? - Luxury white tuned sports car with turned headlights parked next to tall gray shabby wall at night in light of lamps

A car rental company charged me with a security deposit when I was renting the car. I returned the car in original condition and with extra gas in the tank. They have not returned my security deposit yet. Today, they called me and asked me to give them my car insurance policy number to return the security deposit. Should I give them that policy number? I do not trust them, is this normal?






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Do I need a copy of my insurance for a rental car?

No, you don't need proof of insurance to rent a car because the vehicle will already be insured by the rental company. But if you have your own insurance it will protect the rental, too.

How does rental car insurance work in USA?

Insurance for your rental car is often included by your personal car insurance policy for your own vehicle. Sometimes it is also covered by credit card providers, and existing travel insurance policies. You will need to find out if you are covered by any of these sources before you arrive to collect your vehicle.

Are rental cars automatically insured?

If you don't already own a car with insurance, rental companies automatically cover the bare minimum in your state. However, if you want more protection, or if you are traveling abroad or for business purposes, you might need to get rental car insurance.

What happens if you damage a rental car?

If the rental car's bodywork gets damaged during your rental, your Collision Damage Waiver will cover it. It won't cover damage to other parts of the car, though, and you'll have to put some money towards the cost.



Don't buy rental car insurance - Unless you can't afford Loss of use




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Erik Mclean, Tim Samuel, Monstera, Pixabay