Rental car insurance in the UK
I will be visiting the UK for two weeks later this year and renting a car. I would rather not pay the extortionate insurance rates that the rental company will charge me for this. I have a valid UK drivers license (I used to live there).
My own vehicle insurance only covers rental cars in the US and Canada. I am aware of credit cards that cover rental car insurance, but I haven't found one with an annual fee of less than $120, which would mean I wouldn't save much.
Does anyone have any other suggestions?
Best Answer
You can buy collision and loss damage waiver cover for rental vehicles from insurers other than the rental firm or your own insurer. They normally are cheaper than either of those.
Here's an example. I don't have any experience of using them though https://www.icarhireinsurance.com/insurance-information-centre/cdw-ldw-collision-loss-damage-waiver
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Do I need insurance to rent a car UK?
UK Car Rental Insurance. In the United Kingdom, unlimited Third Party Liability Insurance is a legal requirement and is included in the pre-paid price of all car rentals with Auto Europe.What happens if you crash a rental car UK?
If you have an accident in a hire car, or the car is stolen, you are obliged to call the car rental company to organise proceedings in the aftermath. A car rental company will handle recovery, repairs and, if necessary, replace the stolen or damaged hire car.Do you need collision damage waiver when renting a car in UK?
Collision Damage Waiver is normally provided automatically within a car hire package booked with a UK firm, although, if booking a car hire directly with a company or website that is based in the US, Canada, South America and some parts of Asia, it may have to be bought separately.Should I pay for car insurance on a rental car?
If you carry comprehensive and liability coverage on your personal car, coverage typically will extend to your rental car within the United States. If you're renting a car in the U.S. of similar value to your personal car, in all likelihood your auto insurance coverage will be adequate for the rental.Rental Car INSURANCE Cover TIPS // Car Hire USA/UK 🇺🇲🇬🇧
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Answer 2
Third party is pretty standard when renting in uk usually is included in price , collision damage waiver is extra unless your credit card company covers it , which mine does , but only covers you in a collision , the one they get you on is the access insurance this covers you for tire damage, such as blow outs , side wall damage etc ,under carriage damage, scratches, dents, glass, wing mirrors, and car being stolen, this is pretty much the most important ,runs about 6 pounds a day , well worth it 1st time I took this out was for three weeks hire cost me $160.00 over night parking someone took my mirror off, would have cost me out of pocket 420 pounds, about 600 dollars, the rental companies charge you for time the car is off the rd plus material and labour worth checking.
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