How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?
I've been in Mongolia over three weeks but only needed to go to the ATM once previously and the first one I tried worked.
But just now I went out at about 11pm to withdraw money. Some ATMs didn't feel secure enough or were too secluded to use so late at night with so few people around. None of the ATMs I spotted had Cirrus logos. I went to a Xaan Bank that had a security guard and the ATM had several logos but no Cirrus logo.
It only offered me a choice of account and then declined my withdrawal on the basis that it was "not a current account". Then again as an IT guy I've come to the conclusion that ATM error messages are as useless as error messages anywhere else in the computer realm.
One thing I'm always concerned about is that my card is a Visa credit card as well but withdrawing from the Visa part of the card is considerably more expensive because they are classified as cash advances and incur the highest credit card interest rate. That's on top of any other ATM fees.
So how can I know which Mongolian banks or which particular ATMs will accept my card and withdraw from my savings account via Cirrus and not as a cash advance via Visa?
Best Answer
MasterCard website (the owner of Cirrus) has an ATM locator service. Select the country and the city (an optional street name field also available) and you will get all ATMs in that area. If an ATM is listed, it is supposed to accept Cirrus cards as the title of the page indicates.
Pictures about "How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?"
What ATM uses Cirrus?
Canadian, American and Saudi Arabian ATMs use this network alongside their local networks and many banks have adopted Cirrus as their international interbank network alongside either a local network, the rival Plus ATM network owned by Visa, or both.Where can I use my Cirrus card?
You can use it to withdraw from BPI ATMs, BancNet ATMs locally, and from Cirrus-affiliated ATMs internationally. You may also use the card to pay in-store at selected Point-of-Sale (POS) terminals locally.Is Cirrus a Visa or Mastercard?
Cirrus\xae is the brand name that stands for the global Mastercard/Cirrus ATM Network\u2014among the largest ATM networks in the world. The Cirrus brand represents immediate deposit account access convenience at millions of ATM locations worldwide.What banks have the Cirrus symbol?
Chase has issued two million debit cards. All will bear the Cirrus logo.15 Things You Didn't Know About MASTERCARD
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