Do I need rental insurance when renting a car in the USA?
We're from the UK renting a car in Texas with Enterprise, though I'm also interested in other companies. No where online can I find what coverage or liability we'd have if we didn't take out one of the four extra insurance policies.
I've tried looking for information on USA law, state law and reading the information on Enterprise's website but no where can we find this in plain text.
Do we need to get rental insurance? What is the maximum liability in Texas? Will a third party company providing a CDW, and excess cover be enough in the case of theft or a collision?
As far as I can tell our travel insurance and credit cards do not cover us. The US websites imply we should check our auto insurance, which is not valid as our car is in the UK.
Pictures about "Do I need rental insurance when renting a car in the USA?"
What hire car insurance do I need in USA?
Travellers to the USA and Canada need to consider three types of insurance, Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) and Supplemental Liability Insurance (SLI) when hiring a car.How does rental car insurance work in USA?
Insurance for your rental car is often included by your personal car insurance policy for your own vehicle. Sometimes it is also covered by credit card providers, and existing travel insurance policies. You will need to find out if you are covered by any of these sources before you arrive to collect your vehicle.Do I Need To Purchase Insurance On My Rental Car?
Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
Images: Carlos Pernalete Tua, Gustavo Fring, Mikhail Nilov, Andrea Piacquadio