Chicago CTA pass on contactless bankcard or Apple Pay

Chicago CTA pass on contactless bankcard or Apple Pay - Illustration showing credit card functions for different payments

This question is about public transit in Chicago. According to https://www.transitchicago.com/passes/, it is possible to load a CTA unlimited ride pass on a contactless bank card. This seems like a good alternative to getting a Ventra card, but there isn't a lot of information as to how this actually works.

I am assuming that I can purchase a pass at a vending machine and choose an appropriate option to load it on a contactless card. It would ask me to tap my bank card; and then I can tap my card at a turnstile to ride transit as long as the pass is valid.

  • Is that how it works?

  • Are there the right kind of vending machines at the Midway Airport L station?

  • When I board transit, is there a way to check that it accepted my pass rather than charging a new fare to my card?

  • Can this be used with Apple Pay instead of a physical contactless card?

  • Is it necessary to have an online Ventra account for any of this to work?






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Can I use Apple Pay for the CTA bus?

Use your iPhone or Apple Watch to pay your fare on CTA and Pace using transit value or passes.

Do Ventra machines take Apple Pay?

If you're using Apple Pay, the Ventra system is now set up for Express Transit mode. You can ready your iPhone or Apple Watch with Apple Pay for a contactless PAYG payment using tips from Apple.

Can I add CTA U pass to Apple Wallet?

Currently, only full fare Ventra Cards (including those configured for O'Hare employees) can be added to Apple Wallet. We're sorry, but RTA and Student Reduced Fare cards, including U-Pass Cards, and free ride Ventra Cards cannot be added to Apple Wallet at this time.

Can u tap debit card on CTA?

CTA patrons will simply \u201ctap\u201d their contactless credit, debit and bank cards or CTA-branded prepaid cards on a card reader to board trains and buses.



How to use Chicago’s public transportation system: Ventra




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