Cheapest US car rental with CDW/LDW for an European (German) under 24 [closed]

The situation is as follows:

My girlfriend and I (24 and 22) are going on holiday for 28 days
We're starting and finishing our trip in Las Vegas
We want to rent a car for those ~27 days and have a CDW insurance
I have a company code at National/Enterprise which won't charge an underage fee (so I could get a car for about $800)
National offers (only) LDW, but it is very expensive (another $800)

So I was wondering whether there is a cheaper way to get a CDW/LDW (both of us are German). Perhaps either a suitable credit card or some third-party insurance? The price of $800 seems incredibly high to me.

What is the best practice in that case?

Best Answer

Some possible strategies include:

Check the figures from national. $800 for 28 days CDW seems excessive, but maybe that's how they are compensating for giving you a deal on driver age.
If you have auto-insurance at home, see if they will add worldwide coverage for rental cars to your policy. If they do it will be less than $800.
Get separate insurance to cover rental vehicles. There are plenty out there, and none are as expensive as $800.
Find a credit card that offers CDW as a perk if you rent the car with it. In North America there are plenty such cards, with fees much less than the cost of CDW.

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Is liability insurance included in car rental in Europe?

Liability coverage is included in your rental feeWithin most of Europe \u2014 and certainly within the European Union \u2014 your car-rental fee must include adequate liability coverage. You may use this type of coverage if the car is damaged or you cause harm to someone on the road.

What is CDW charge on rental car?

A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile. A collision damage waiver is optional, with the cost of the waiver dependent on a variety of factors, including the type of rental car and where the car is being driven.

What is CDW and LDW?

CDW is the same as LDW, or a Loss Damage Waiver. At Avis, and on our website, this waiver is more commonly referred to as an LDW. A rental car Loss Damage Waiver is one of several options that can be added to your rental agreement for an additional daily charge.

Is CDW the same as excess insurance?

Collision Damage Waiver (CDW) - is not insurance, but an agreement to waive the costs of damage to your rental vehicle if it is involved in a collision. Frequently CDW has an 'excess' which is the first part of any claim which the renter will remain liable for.

6 CAR RENTAL SECRETS HERTZ, BUDGET \u0026 ENTERPRISE Don't Want You to Know! (2020 UPDATED)

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