Car rental in Israel without additional insurance

Car rental in Israel without additional insurance - Woman in Beige Corporate Clothes Holding Black Folder

I have car hire insurance. But when booking a car in Israel all companies have always forced me to take an insurance from them. I've never been able to get the price that Kayak shows, which can be around 10 USD per day. The insurance ends up costing more than 10 USD per day, and always more than the cost of the car rental itself. And because I have my own rental car insurance I don't need the company's insurance.

One company told me that it's possible to get the car without their insurance if you have a US credit card. I'm not planning to get an American credit card, so I'm wondering if there another way to get an Israeli rental car without the insurance?

Our policy is independent from any car hire company and our promise to reimburse you for any excess or CDW/LDW claim is not affected by who you hire your vehicle from or what they tell you.

Worldwide Territory You have cover if the Rental Vehicle is being used in or hired in a country defined as a Worldwide Territory. Worldwide Territory is defined as all countries. Excluded Countries: Afghanistan, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan, and Zimbabwe. Excludes any claim resulting from You travelling to a specific country or to an area where the Foreign and Commonwealth Office or a local Government/Regulatory body has advised against all or all but essential travel.

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Best Answer

The law in Israel requires a rental car to equip each lease with three kinds of insurance:

  1. Obligatory ("Bituch Hova") - protects bodily harm for driver and all passengers.

  2. Collateral ("Bituch Makif") - Theft (or attempted theft), fire, water damage etc.

  3. 3rd party damages ("Bituch Tzad Gimmel")

Only the third kind can be (by negotiation) to be converted to LSI or other types of foreign insurance. I assume that the Collateral insurance might also be negotiated - but I never heard of anyone that made it... The Obligatory ("Bituah Hova") cannot be converted in any way - it's actually a hidden tax... We (Israeli) all pay it.




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Do I need to buy extra insurance on car rental?

In general, yes, your auto insurance will cover your rental car the same way it covers your own car. So you probably don't need rental car insurance. For instance, if you have comprehensive or collision coverage, you won't need the collision damage waiver.

Does Israel have car insurance?

Car insurance in Israel is a legal requirement. This minimum insurance coverage is known as 'Bituach Chova' or compulsory insurance and covers personal injuries only. Driving in Israel without valid, paid Bituach Chova is illegal. Each car owner is covered by his own insurance, regardless of who caused the injury.

Is it OK to rent a car in Israel?

To rent a car in Israel, you must be at least 21 years old (age may vary by car category) and no older than 75 years old. Drivers who plan to rent a car under the age of 25 may incur a young driver surcharge. You must have held your license for at least 1 year. Child seats are mandatory up to age 4.



Zimmer Israel - About Car Rental




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