Can my friend legally drive my car in Canada?

Can my friend legally drive my car in Canada? - Unrecognizable men in glowing Halloween masks driving car at night

I am currently in Michigan, I have auto coverage with Progressive, and I'm planning on taking a trip to Toronto with a friend.

My insurance agent tells me that they need to issue me a Canadian ID card in case I get pulled over, but this card only has my name in it. Is it legal for my friend to drive my car in Canada if I don't have a Canadian ID card for him? (I would also be in the car, but I was hoping we could take turns driving.) What could go wrong? For example, what would happen if my friend is pulled over in Canada?






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Can my friend drive my car with me?

In Quebec, you can lend your car to anyone with a valid driver's licence. However, since no one is immune from having a traffic accident, you're better to know how automobile insurance works.

Can someone drive my car if they are not on my insurance Ontario?

Can you drive someone else's car without insurance in Ontario? As long as you're licensed to drive in Ontario, you can operate someone else's vehicle even if you don't have insurance of your own. You must receive their explicit permission to operate the vehicle, however. Simply knowing they wouldn't mind is not enough.

What happens if your friend is driving your car?

If someone else is driving your car and another person causes the accident, the at-fault driver's insurance is usually responsible for covering costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover damages.



Can you drive someone else’s car without insurance in Ontario?




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Erik Mclean, Tim Samuel, Athena, Tim Samuel