Bank Statements for Visitor Visa appointment to the UK [duplicate]

I have an upcoming trip to the UK from India and have scheduled the Visa appointment on priority. I have the jitters before the interview primarily because of my bank statement. My circumstance is as follows.

I have a stable job as a SDE-3 Amazon. The job fortunately pays more per month than my trip expenses. Around 3 times more to be precise.
I also have a leave letter from Amazon that will I'm hoping convince the ECO that I have pressing reasons to return.

My question stems from the fact that my salary account is an account that I use mainly as a conduit to receive my salary. (The salary amount is present in my bank statement with the employer name over a six month period). My money from the salary then gets redirected to other sources of investment and a skeletal amount remains in my salary account enough to tend to my day to day.

Will this make it seem like I'm a reckless spender and thereby affect my chances of getting the Visa approved?

Also, if my $100 is my monthly salary, there was a recent deposit of $25 from a friend who owed me the $25. Will this be flagged?

For the last month or so my balance has stayed over 2x my trip expenses. But it has been quite volatile prior to this due to the reasons mentioned above.

Any general advice on what I should be doing to improve my chances are greatly appreciated.

Edit: I can furnish my payslip from my current org.

I can also furnish proof of funds via investment. But not sure what documents to present from banks in India.

uk standard-visitor-visas applications proof-provenance-of-funds

Best Answer

I have been in a similar situation before. Make sure you submit the following to justify your financial stability

Bank statements
Salary Slips of last 6 months
Income Tax Returns of previous years
Mutual funds/Stock statements/FD statement etc.

In my opinion, you should also write a cover letter explaining about your finances where you can mention about your investing habits and ties to your country. Here is a very good example on how to write a cover letter.

PS - It's good that you have opted for priority service. Visitor visas are getting delayed in India. Mine is pending since 4 weeks. Covid 3rd wave is also a risk which might put India back to Red list.

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Do bank statements need to be stamped for UK visa?

It is not a requirement that electronic bank statements or pass books must be stamped on each page or accompanied by a supporting letter.

How many months bank statement do I need for UK visitor visa?

You must submit 6 months of bank statements that clearly show your monthly salary and financial commitments. There must not be any large deposits of cash other than your salary.

How do UK embassy confirm bank statement?

Originally Answered: do embassies confirm bank statements when you are applying for visa? If needed they will ask for a certified copy of the bank statement. The legal person certifying it, effectively confirms it as genuine.

Does UK visa verify bank statement?

The UKVI will check your bank statement for the minimum balance in your account for the 28 days preceding the closing balance of the statement. You must have a recent document from the bank that is dated within 31 days of the day you submit your online visa application.

How to Maintain Bank Statement For UK Tourist Visa

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