Australia visa application for work and holiday [closed]

Last summer, in 2016, I traveled to Australia with a tourist visa, staying for 3 months. I'm from Chile.

I got a speeding ticket and fine in Melbourne in February. I didn't pay the fine in the given period, so my case went to court. After that, I came back to Chile and did the payment from here, with all the extra taxes because of the 4 month's delay. Case closed.
I went to a private hospital in Melbourne in February. I had insurance, so I paid everything right then (AUD $400). But, after a few weeks, I received a letter from the hospital that I owe for additional things that no one told me about at the time. I tried to call and email the hospital to check that issue, but no reply.
I left the student residence with an unpaid debt (AUD150). Again, I have been trying for months to get in touch with them and no reply.

Questions: - Is a speeding fine a criminal records offense, and will I have problems in applying for a work and holiday visa? - If they give me visa, will I have problems entering Australia?

In any case, I have been trying to reach them, but no reply and I want to pay everything, whether they give me the visa or not.

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Is Australia processing Working Holiday visas?

We are currently processing a large volume of Working Holiday Maker (WHM) visa applications received since the beginning of the COVID-19 pandemic. As we finalise applications that have not been prioritised due to travel restrictions, published processing times may increase.

Can I apply for a working holiday visa while on a tourist visa in Australia?

You can apply for a second Working Holiday Maker visa either while you still have your first visa or at a later date.

Can you get a working holiday visa for Australia if you are over 30?

Currently, Australia's Working Holiday programme has an upper age limit of 30, but soon that upper age limit may be increased to 35. It's a great way of taking the opportunity to see Australia and what it can offer, whilst earning some money. Many working visa holders then apply for permanent visas to stay here.

Can you get a visa for Australia at the moment?

You must apply for an Australia visa before you leave. For holidays and business trips, an eVisitor visa is usually sufficient. This e-visa can be applied for completely online and is valid for a period of 12 months. Within this time, you may travel to Australia as often as you want.

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