Apple Pay used in UK with a US credit card
I like to use Apple Pay when it's available, for security reasons as well as convenience. I'm a US citizen, with one US credit card (Visa) tied to it. It's the card I'd use for normal payment abroad (as it's one with no foreign transaction fees).
I plan to travel to London and Edinburgh next month. Will Apple Pay work as normal in the UK (where it's accepted) without me having to do anything (other than letting my card know I'll be abroad, as I would normally with a physical credit card)? Will it work on the Underground like a normal UK account would? If not, what must I do to get it to work?
Best Answer
I tried last month to use multiple ApplePay cards,including a Bank of America Visa, a personal platinum AMEX and a business gold AMEX for the tube. No luck on all fronts.
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Answer 2
I have had success using Apple Pay with a US issued credit card on the London underground. The key is to use a MasterCard. While some Visa cards issued in the US MIGHT work, most MasterCards issued in the US will work.
Make sure you open your wallet app and scan your fingerprint before you get to the gate so you don't slow people down behind you.
For all other contactless payments around London both my US issued Visa and Mastercard worked with Apple Pay.
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