Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally? - Hand with Loop Looking at Map with Pins

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using their card in Spain, Portugal, France, Germany, Italy, Denmark, Turkey, Finland and Egypt. Why would this be a problem, and in what countries? I'm assuming it's a technical limitation, and I'm curious as to why it is.






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Can your PIN number start with a 0?

Be sure your PIN does not start with a zero, and know your PIN by the numbers, as some ATMs outside the United States do not have letters on the keypads. To change your PIN prior to traveling, select \u201cMore Options\u201d, select \u201cChange PIN\u201d and follow the screen prompts at a Bank of America ATM.

Do you always need a PIN at an ATM?

All debit cards come with a PIN, but the PIN is not required in every situation. When you put a debit card into an ATM, you cannot withdraw money, check your account balance, or do anything else without entering the PIN associated with the card.

What should not be your pin number?

Thieves can easily guess your numbers if you make one of these mistakes:
  • Choosing your birth date. ...
  • An easy string of numbers, like 1234, 0000, 5555, 6789, and numbers which spell easy words, like 5683 (spells "love")
  • The year of your birth (see #1 above!)
  • Your phone number.
  • The address of your home.


Does Visa card require PIN?

You only need a PIN if you plan to use your card for cash advances at ATMs or to make purchases at automated kiosks, such as you might find in train stations or parking lots, when traveling abroad. Otherwise, no PIN is necessary. To request a PIN, you will need to call the number on the back of your card.



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