Where should I get travel insurance for a Chinese student in Australia travelling to the USA and then travelling to China?

Where should I get travel insurance for a Chinese student in Australia travelling to the USA and then travelling to China? - Crop unrecognizable person with toy aircraft near multicolored decorative world map with continents attached on white background in light studio

I am in the USA and my girlfriend (Chinese) is currently finishing her degree in Australia. To be clear, she is a Chinese citizen on an Australian student visa at the moment.

She plans to fly from Australia to the USA, visit me for about 2 months and then fly to China from the USA.

My question is, where can/should she purchase her travel insurance from? An Australian company or a Chinese company? I know I can't ask for specific insurance company recommendations on SE but I would like some pointers on which country she should get travel insurance from?

I am afraid that an Australian company may not cover her since she will not be returning to Australia and she is not an Australian citizen.



Best Answer

Since she is chinese, the best option I would think is Ping An insurance in China. They have all sorts of insurance policies I am sure you will find one that suits the needs.

NOTE: I am not in any way affiliated with Ping An but I have successfully used their services for 20 years plus so it is based on my personal experience and those of my staff in my company




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Do you buy travel insurance before visiting other countries?

A Travel Insurance may not be mandatory for tourists in other countries, but it is always recommended to have one before you explore any foreign country. It has relevance because: That is the only reliable source of help in the foreign boundaries.

Can I get insurance to travel to USA?

Do I need travel insurance for the USA? You're not required to have travel insurance for your trip to the USA, but as flights, accommodation and healthcare, in particular, are so expensive, it'll cover you if the trip takes an unexpected turn.

Can you get international travel insurance from Australia?

Since it's unlikely that you'll be able to buy travel insurance once you've left Australia, prepare in advance and make sure that you're covered before you take off! We make it easy for you to avoid unwanted surprises when it comes to claim time, so start comparing travel insurance policies online today with iSelect.

Does worldwide travel insurance cover USA?

In general, worldwide policies fall into two categories: Those that include the USA, Canada and the Caribbean. Those that exclude the USA, Canada and the Caribbean.



HOW TO GET INTERNATIONAL TRAVEL \u0026 HEALTH INSURANCE WITH COVID COVERAGE | TRAVEL INSURANCE




More answers regarding where should I get travel insurance for a Chinese student in Australia travelling to the USA and then travelling to China?

Answer 2

The answer here is to inquire with an Australian insurance company, they will tell you straight up whether they cover such a trip, however it will be much easier to get recompense from a Chinese insurer, her being a Chinese national, than from an Australian insurer particularly since she is not returning to Australia. Typically the insurer will pay into an AU account, and this could cause problems if she didn't have an AU bank account, or had one that she couldn't access when back home in China. Also not being back here in AU to hassle them if they were reluctant to pay up could also be a hindrance.

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