Where can I get insurance for travel in late pregnancy?
My wife and I need to travel to the United States, but she will be 30 weeks pregnant by the time the trip ends. In addition to it being a very good idea in general, the US effectively requires travel insurance if you're pregnant, but most travel insurance policies only offer cover until 26 weeks. Where can we get a policy that covers her?
Best Answer
jpatokal depending on your duration of visit, are you sure you have read all the clauses in case the delivery happens in the US ? Just so you are informed (and since I have seen a lot of friends suffer) :
Most insurance companies will deny any delivery related claims stating that pregnancy was pre existing when you bought the insurance and if pregnancy specifically isn't covered (pregnancy rider ?) as a pre existing condition then it will take a lot of running around to get your insurance claims. There seems to be a law in place for this specific situation which you will have to google for. From here : http://blogs.webmd.com/health-insurance-navigator/2012/02/three-health-insurance-mistakes-women-should-avoid.html
if you just learned that you’re pregnant and don’t have insurance, you can’t bet on being able to buy coverage now. Pregnancy is considered a pre-existing medical condition and typically leads to denial of coverage for a woman who applies for insurance on the private market.
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Can you get travel insurance if you are pregnant?
If you're pregnant, you can buy travel insurance for pregnancy in the same way as if you weren't expecting. Insurers don't treat pregnancy as a medical condition, and in most cases you do not have to mention that you are pregnant when you apply for cover.How late can you travel pregnancy?
Generally, women are not allowed to travel by air after 36 weeks for domestic travel, and after 28 to 35 weeks for international travel. The decision on whether to travel and how far to travel at any time during pregnancy should be a joint decision between you and your healthcare provider or midwife.Can I go on a road trip at 37 weeks pregnant?
If you are without complications, traveling up to 36 weeks by car or air is acceptable as long as you are aware of the potential risks. Complications such as hypertension, preterm labor, and premature rupture of membranes often come without warning and can occur quickly requiring medical attention.Can you travel internationally 30 weeks pregnant?
Most airlines allow pregnant women to fly domestically until about 36 weeks of pregnancy. Your ob-gyn or other health care professional can provide proof of your due date if you need it. If you are planning an international flight, the cut-off for traveling may be earlier. Check with your airline.What are the best travel medical insurance options while pregnant?
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