UK visitor visa refused (multiple sponsors)

This refusal cites Paragraphs V 4.2 (a) and (c) of the rules. The popular interpretation of this is that they think you intend to overstay and go underground in the UK and inevitably to become reliant on public funds.

They established this by comparing your stated income with other sources and spotting a discrepancy. This was then factored in to your personal circumstances and then combined with the overall risk index for Indian applicants.

You can see that they did not challenge your daughter's capacity for sponsorship, they accepted her sponsorship without question. But having a credible sponsor does not alleviate the applicant's burden of meeting the rules.

Based upon what you wrote, they did not attribute some of the income streams correctly and this caused the discrepancy in the different values.

The actual question you are asking is not clear, but it's safe to assume it is...

What can I do about this?

There is no path for appeal and judicial reviews of visitor applications seldom, if ever, reach the hearing stage. What this amalgamates to is there's nothing to be done by way of judicial remedy. A fresh application is called for at a later time.

Can we clear up their misunderstanding about my sponsorship in a future application?

Yes, but it will be of marginal value. The ECO wrote "...I need to assess your own personal and economic circumstances..." Unless those circumstances have changed dramatically, you will enter a tail spin of serial refusals. I would back down from having everyone in your immediate family sponsor you and try it with your own resources. Have your daughter offer accommodation and maintenance in the UK and that's it. If you are not ready to do that, then for heaven's sake do not apply.

Can we apply again right now?

You can make a fresh application as soon as your passport is returned and you have the necessary photographs. However, read the above.

Note: Despite the totally awesome archives on this site for UK visa refusals, I determined that your question is not a duplicate. While we have lots of questions where applicants got refused with the discrepancy method, none of them have the clarity indicated in your refusal notice about multiple sponsors and the double-edged sword that can result.