UK visit visa refused because of 'questionable deposits' [duplicate]

UK visit visa refused because of 'questionable deposits' [duplicate] - Back view of unrecognizable man walking towards ancient monument Great Sphinx of Giza

I applied for a 6 months UK visit visa which has been refused for the reasons attached.

Refusal Page # 1Refusal Page # 2

Background:

  • I'm a freelance assistant director and I mentioned 6 Lakhs as my annual income. Franky, 6 lakhs is not a fixed amount as I am a freelancer. And the bank statement that I provided is for 9 months so that it has enough payment cheques deposits mentioned - it totals around 4.7 lakhs for 9 months excluding TDS deducted.

  • In the application, my dates mentioned were 15 dec to 15 feb

  • I didn't provide a flight ticket
  • The 'questionable deposits' they are talking about are my own deposits from my other account, fixed deposit liquidations, and some amount I borrowed from a friend.

Questions:

  1. Can I appeal against this? It's not mentioned in the refusal letter that I can.
  2. If I need to reapply, what evidence do I need to provide to explain these deposits?


Best Answer

I personally would not appeal; as the decision to reject was valid based on the (lack of) evidence provided at the time of your application. An appeal is also not a straightforward, immediate process and has its own procedures.

You should have provided the source of your deposits initially when applying. It could be as simple as letter addressed to the embassy noting the date and amount of deposits and the source of income. It is even better if you could provide the requisite deposit slips or other information showing the source and nature of the funds.

Frankly, having an amount that is borrowed from a friend - especially if it is for the purpose of inflating your financial position in order to secure a visa (also called funds parking) is immediately a red flag and almost always guarantees a refusal.

I don't think the absence of a flight ticket hurt your application chances (you'll note, it was not mentioned as a reason for refusal either).




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Does UK tourist visa get rejected?

Each year thousands of applications are rejected. At times applicants worry about what possibly could have been wrong with their application. In 2019, the UK visa rejection rate went up to 13%. Bangladesh, Ghana and Algeria were amongst the countries that faced visa rejections up to 40%.

What are the reasons for UK visa refusal?

TOP 11 REASONS FOR UK VISA REFUSAL
  • Long itinerary. ...
  • Unclear itinerary. ...
  • Lack of leave approval letter. ...
  • Lack of salary deposits in your bank account. ...
  • Large undocumented deposits in your bank account. ...
  • Exhausting all your savings or spending several times your monthly income. ...
  • Lack of travel history. ...
  • Lack of detailed cover letter.


How much bank statement is required for UK visit visa?

You must submit 6 months of bank statements that clearly show your monthly salary and financial commitments. There must not be any large deposits of cash other than your salary. Total savings must be at least twice your proposed UK trip expenses.

How long after a UK visa refusal Can I reapply?

You can make a fresh application addressing the grounds of refusal with the submission of new evidence and fee. There is no time limit for making a fresh application. So, you can reapply any time after your UK visa refusal.



TOP 5 REASONS FOR UK VISIT VISA REFUSALS | HOW TO AVOID UK VISITOR VISA REFUSAL | VISIT THE UK




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

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