Travel to USA — how much medical insurance is enough? [closed]

My in-laws (66 and 69) will be visiting the US soon. Given the high cost of medical care in the US, what is the minimum amount that any insurance policy they buy should cover for medical care? I've seen plans that range from maximums of USD 50k to USD 500k.

Things to consider:

I'd prefer to guard against low-probability, high-cost events. So high-deductible plans are OK
They will be in the country for 2 months
They don't have any pre-existing chronic conditions that will require treatment while they are in the country

EDIT:

Most of the plans I've seen offered by India-based insurers have limits of USD 30k for any one illness or accident (while still claiming a maximum coverage of USD 100k - 500k or whatever). This would seem to be not enough, I would think, say in case of hospitalization.

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How much medical coverage do I need for US travel?

The most generous travel insurance plans provide $500,000 per person for emergency medical expenses and $1 million for emergency medical evacuation. Other good plans have ample medical coverage of $250,000 or $100,000 per person. And some have less, which you might find sufficient.

Does travel insurance cover closed borders?

Although a border closure likely is not covered by travel insurance, a government-required quarantine when you reach your destination can be. Certain providers may offer Trip Cancellation covered if your destination requires a quarantine upon arrival, as many countries are enforcing amid the COVID-19 pandemic.

Is 100000 medical insurance enough?

We recommend at least $100,000 in medical coverage outside of the US and at least $250,000 if you need US coverage. Medical costs in the United States are much higher than anywhere else in the world. The AXA released a study in 2013 of the costs for basic healthcare at the top 20 tourist destinations in the world.

Do I need health insurance when Travelling to USA?

Do I Need to Get US Travel Insurance? Technically, no. If you are traveling to the US for a short period of time, you are not required by law to have health insurance. However, the price of healthcare in the US is very high, so while medical insurance for visitors to the US is not mandatory, it is highly advisable.

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