Travel insurance (medical costs) when traveling from UK to Spain (Fuerteventura)

I am a UK resident (Swiss citizen) and will be traveling from the UK to Fuerteventura next week. At this point, the FCO advice is to avoid all but essential travel.

The airline offers a free date change in case I need to change flights. My question is regarding medical expenses: If due to COVID or otherwise, I am required to visit a hospital during this trip, what insurance can I purchase to cover these expenses? It appears that most insurance companies simply do not cover any medical expenses if travel is to a country that the FCO advises against travel to.

I also have an EHIC card.

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Do I need medical insurance to go to Spain?

Your trip to Spain doesn't require travel insurance, but it'll give you peace of mind that you're covered whatever activities are on your agenda. Your policy should cover travel to Europe, your planned activities, plus unexpected or expensive situations, for example: If you seek medical care or emergency treatment.

Is Fuerteventura classed as Europe for travel insurance?

You might not think so from looking at a map, but the Canary Islands are part of Spain. That means that you need European travel insurance when visiting Lanzarote, Gran Canaria, Fuerteventura, La Palma, Tenerife, La Gomera and El Hierro.

Will my travel insurance cover me if I travel to Spain?

Because Spain is an EU country, your trip will be covered by any European travel insurance policy. However, there are many different types of insurance that might suit your holiday. When you find the best travel insurance deals through MoneySuperMarket, you'll be able to tailor your insurance to your needs.

Are the Canary Islands part of Europe for travel insurance purposes?

Are the Canary Islands in Europe for travel insurance? The Canaries are a Spanish territory and, as such, are also part of the European Union. That means they're typically classed as part of Europe (rather than 'Worldwide') by insurers when giving you a quote for cover.

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