Travel Insurance for US Citizens for a year-long trip
In a few months, I will be going to Australia on a Work and Holiday Visa for a year to travel and work. I am looking for a place to get health/travel insurance for my time there. Does anyone know of any good companies to do this (for US citizens)? In addition, I would like to have "sports" coverage as I intend on SCUBA diving, skydiving, etc.
Lastly, I will be graduating from college and my health insurance will be ending about when I leave. Therefore, I was wondering if it is possible to get some travel/health insurance that stands on its own and that I don't need a primary insurance back home.
Best Answer
There are options with local health insurers for $19-$25 AUD a week. This seems to be a common choice instead of getting travel insurance, however this will depend on your circumstances.
If you lookup "health insurance australia visa" you should find them.
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Can you buy an annual travel insurance policy?
Annual travel insurance policies are designed to be a cost-effective way for travelers to purchase medical coverage and other travel insurance benefits for multiple trips throughout one year. Annual policies are a cost-effective way to get most travel insurance benefits on one policy for several trips.Can you get long stay travel insurance?
Long stay travel insurance provides holiday cover for more than 30 days and can protect you for up to 12 months. Many standard policies only provide cover for up to a month's travel, while selected single-trip policies may be able to insure you for up to three months.Can I get travel insurance for 2 years?
It's important to note, you will have to purchase your policy for the second year on or close to the date that you depart for your first year's trip to get the full 2 years. This is because you can't purchase a policy more than 365 days out from your departure date.Do US citizens need travel insurance for Europe?
If you are a US citizen or have the nationality which does not need the Schengen visa, then travel insurance to Europe is not mandatory. However travel insurance for Europe from USA is mandatory if need a Schengen visa or if you want to stay over 90 days in Europe.Travel Insurance | Tips For Choosing Best Health Coverage For A Long Trip | Digital Nomad Series
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Answer 2
There are a couple of companies offering insurance to long term travellers including work and holiday workers or round-the-world tourists.
Avi-international targets all nationalities but requires you to be under 35 - which should be the case for a work and holiday visa.
World Nomads apparently is not clear on that point for us citizens even though it covers working holidays for other countries' citizens.
There are a few others that you should be able to find through a search engine.
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