Travel insurance for flight cancellation
I know this is a stupid question, I am travelling to Colorado this Friday to see my Uncle, but he has to go to other place due to some work issues. My flight ticket is non refundable and it costs 400$. Is there any insurance policy that would cover the ticket cost if I cancel my flight for no reason, or if I missed the flight (I could make up that I missed the flight on Friday ;).). Please let me know if there is any kind of policies available, I can even buy it for 100$.Thanks.
Best Answer
Non-refundable means they can't refund you, but you might be able to cancel the flight and get credit towards a future flight. If this works, there may be a fee involved, but it could be minimal or non-existant.
Most travel insurance companies require valid proof. You can look at World Nomad's (or some other company's) policies online to see if any of the inclusions for trip cancellation could apply to you. No one here will try to condone lying, and I would simply try to get the flight cancelled, or sell it off.
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Does travel insurance cover cancelation?
Cancellation cover is included as part of most travel insurance policies. It'll compensate you for some or all of the cost of your travel expenses \u2013 flights, cruise, hotel, excursions and so on \u2013 if you've had to cancel your trip because of unexpected circumstances.What are covered reasons to cancel a flight?
So, what reasons for canceling a trip are covered by insurance?- Injury or illness of insured, travel companion, family member, or business partner.
- Hurricane or natural disaster strikes destination.
- Bankruptcy or financial default of travel company.
- Terrorism or mandatory evacuation at destination.
Can I get my money back when I cancel my flight?
Cancelled Flight \u2013 A consumer is entitled to a refund if the airline cancelled a flight, regardless of the reason, and the consumer chooses not to travel.What counts as covered trip cancellation?
The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others. Trip Cancellation is the main concern for most travelers.Should you buy travel insurance for your plane ticket?
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Answer 2
I was in a situation where I bought a non-refundable ticket without any insurance that I could not use. Of course I wasn't allowed a refund but I was allowed to change the ticket to future trip for a change fee. Just be sure to call the airline before the departure date and they should be able to do it.
When purchasing tickets I almost always see an offer for travel insurance but it's not something I've ever taken advantage of. I assume it works though.
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